Tag: Varsity Marketing

Growth doesn’t stop with age, but it often begins with stepping outside your comfort zone. That was the topic in a recent episode of Varsity’s Roundtable Talk. In that conversation, Derek sat down with award-winning journalist and bestselling author Chris Ballard to discuss his new book, The Plunge, and what cold-water immersion can teach us about resilience, health and aging.

Chris explored the science behind cold plunging, why swimming is one of the best lifelong activities, how embracing discomfort can build resilience, and why confidence comes from taking action, not waiting until you feel ready. He also shared lessons from reporting on extraordinary people who continue to challenge themselves well into later life.

Check out the full episode here.

WHAT HAPPENS TO THE BODY DURING COLD EXPOSURE?

At first, your body reacts as if it’s facing a threat. Adrenaline surges, your heart rate increases and you become extremely alert. But after about 90 seconds, something remarkable happens. Your body shifts into a calmer, more controlled state. Researchers have found it’s one of the few ways to become both highly alert and deeply calm at the same time. Over time, regular cold exposure may also help improve resilience and lower overall stress levels.

SHOULD WE INTENTIONALLY SEEK DISCOMFORT AS WE AGE?

Absolutely. The key is choosing healthy forms of discomfort instead of letting life simply become more comfortable. Whether it’s cold exposure, exercise or trying something completely new, those small, intentional challenges build resilience. As we age, it’s easy to settle into routines, but growth usually happens just outside of them. The challenge doesn’t have to be dramatic. It just has to push you a little beyond where you’re comfortable.

WHY IS SWIMMING SUCH A GOOD ACTIVITY AS WE AGE?

Swimming checks so many boxes. It’s easy on the joints, which becomes increasingly important as we get older, but it still provides a terrific cardiovascular workout. The water also creates gentle compression that improves circulation, and because you’re horizontal, there are additional cardiovascular benefits. Unlike many sports, swimming can adapt to different body types and fitness levels, making it something people can enjoy well into their 80s and 90s.

WHAT’S A REALISTIC WAY TO ADD MORE ADVENTURE TO LIFE?

Pick something that scares you just a little and try it. It doesn’t have to be skydiving or swimming in icy water. The goal is simply to step outside your routine. Novelty keeps us engaged, gives us something to work toward and reminds us we’re still growing. The more often you challenge yourself, the more natural it becomes to keep seeking new experiences.

IF THERE’S ONE LESSON YOU HOPE PEOPLE TAKE AWAY FROM YOUR REPORTING, WHAT IS IT?

Never underestimate yourself. I spent three years reporting on people who continually surprised themselves by trying new things later in life. That became my own experience as well. It’s easy to think, “I’m too old for that,” or, “That’s not who I am anymore.” But we often discover new abilities and new purpose only after we’re willing to step outside our comfort zone.

Finding the right senior living community starts long before someone schedules a tour. On an episode of Varsity’s Roundtable Talk, Derek talked with Brad Breeding, founder of MyLifeSite, author of Your Best Path Forward and a nationally recognized expert on helping older adults and their families navigate senior living decisions.

Brad shared why so many families struggle to compare community options, the questions people should ask themselves before beginning a search, and how financial concerns often go far beyond monthly costs. He also discussed the growing influence of adult children, why community culture matters more than flashy amenities and the trends he believes will shape the future of senior living.

Check out the full episode here.

WHAT MAKES NAVIGATING SENIOR LIVING SO CONFUSING FOR FAMILIES?

There are so many different options, but from the outside many of them look the same. Independent living, assisted living and life plan communities can differ significantly in services, pricing and long-term value. Then you add the industry’s terminology, much of which is used differently from one community to another. It’s a lot for families to sort through, especially when they’re making a decision they’ve never faced before.

WHAT ARE THE BIGGEST FEARS PEOPLE HAVE WHEN CONSIDERING SENIOR LIVING?

Cost is one of the biggest concerns, especially what the decision might mean for someone’s estate. Beyond that, many people worry they’re making their final move. They wonder if they’ll like the community or regret the decision after selling their home and leaving familiar surroundings. That’s why spending time in a community and getting to know the people before moving is so valuable.

WHAT ROLE DO ADULT CHILDREN PLAY IN THE SENIOR LIVING DECISION?

Many adult children have firsthand experience with caregiving and understand how emotionally and physically demanding it can be. The question isn’t simply, “How do I care for my parents?” It’s, “What’s the best way to care for them?” Sometimes that’s providing support yourself. Other times it’s helping them find a community that can meet their needs while allowing you to focus on being a son or daughter.

WHERE SHOULD SOMEONE BEGIN WHEN THEY START LOOKING AT SENIOR LIVING?

Start by asking what’s most important to you and why. What concerns do you have? What gives you peace of mind? Once you’ve answered those questions, you can evaluate the different options available. The goal isn’t simply to compare communities. It’s to find the option that best aligns with your priorities and future plans.

WHAT ARE SOME OF THE BIGGEST MISCONCEPTIONS ABOUT THE COST OF SENIOR LIVING?

Many people assume senior living is simply expensive, but it’s more complicated than that. Different communities include different services and use different pricing models. Especially with life plan communities, it’s important to look beyond the entrance fee and consider the lifetime value, future care costs and overall financial picture.

WHAT DO TODAY’S OLDER ADULTS REALLY WANT FROM SENIOR LIVING?

People often assume they’re looking for luxury amenities, but that’s rarely what I hear. They want a place that’s well managed, where they feel respected, connected and comfortable. They want flexibility, meaningful relationships and confidence in the organization. When I ask residents what they like most about where they live, the answer I hear most often is simple: the people.

Every one of us is aging, yet most of us think of it as something that happens to other people later in life. Recently on Varsity’s Roundtable Talk, Derek sat down with writer, editor and Oldster founder Sari Botton to explore why growing older is a lifelong experience. 

Through her writing and community, Botton is helping reshape the conversation around aging by bringing together perspectives from every generation. In their conversation, Derek and Sari discuss why our youth-obsessed culture fuels fear of aging, how intergenerational conversations can replace anxiety with optimism, and why there is no universal timeline for life’s milestones.

Check out the full episode here.

WHAT DOES IT MEAN THAT “EVERYONE IS AN OLDSTER”?

I’ve been thinking about what it means to get older since I was about 10 years old. Throughout life, we’re constantly leaving one version of ourselves behind to become the next. We leave grade school for middle school, high school for college, one job for another, one relationship for the next. 

Every stage brings its own expectations, questions and even grief. That’s why I say everyone is an oldster. Aging isn’t something that suddenly begins at 65. It’s something we experience throughout our entire lives, whether we’re thinking about careers, relationships, children or changes in our bodies.

WHAT WOULD YOU SAY TO SOMEONE WHO FEELS LIKE THEY’RE RUNNING OUT OF TIME?

I’d encourage them to ask, “What can I still do?” We don’t know how much time any of us has, but we can be intentional with whatever time remains. Rather than focusing on opportunities you may have missed, think about the goals that are still possible today. It’s never too late to pursue something meaningful. Maybe it won’t happen exactly the way you imagined years ago, but you can still make room for the things that matter most to you now.

DOES GETTING OLDER GIVE PEOPLE MORE FREEDOM TO REINVENT THEMSELVES?

Absolutely. I hear from people all the time who reinvent themselves later in life. They retire, discover interests they never had time to pursue, start new careers, develop creative passions or simply realize they finally have permission to try something different. One of the biggest lessons I’ve learned through Oldster is that there is so much possibility in getting older. We often focus on what aging takes away, but we don’t talk enough about everything it can make possible.

HOW CAN WE COMBAT AGEISM AS A SOCIETY?

I think ageism largely comes from ignorance. People don’t really know what older adults are like or how capable they continue to be. That’s why I’m committed to making Oldster an intergenerational conversation. When people share their stories across generations, they begin to understand one another. Younger people realize that someone in their 60s or 70s is still living a full, engaged life, while older adults gain a better understanding of younger generations. The more we hear one another’s experiences, the more empathy we build and the less room there is for ageist assumptions.

Fraud has become one of the fastest-growing crimes in America, fueled by AI, stolen data and increasingly sophisticated scams. In a recent episode of Varsity’s Roundtable Talk, Derek talked with Kathy Stokes, director of fraud prevention programs at AARP, and Matt Mazenko, general manager of Nomorobo, about how consumers can stay one step ahead.

Together, they discussed why scammers prey on emotion, how AI is making fraud more convincing, why older adults aren’t the only targets and the simple habits and technologies that can dramatically reduce your risk. They also explained why reporting fraud is critical to protecting others and driving broader solutions.

Check out the full episode here.

WHAT HAS CHANGED ABOUT SCAMS IN RECENT YEARS?

Kathy Stokes: The biggest shift began during COVID, when everyone moved online. At the same time, organized crime transformed fraud into a massive global industry. Scam compounds in Southeast Asia now employ tens of thousands of people, many of them victims of human trafficking, whose sole purpose is to steal money from consumers around the world. This isn’t just an individual problem anymore. It’s a family problem, an economic problem and a national security issue.

Matt Mizenko: These organizations operate like sophisticated businesses. They have managers, quotas, bonuses, scripts and playbooks. AI has made them even more effective by helping them analyze personal information exposed in data breaches. Instead of asking for information, scammers now call already knowing details about you, immediately creating urgency and putting you on the defensive.

WHY ARE TODAY’S SCAMMERS SO EFFECTIVE?

Kathy Stokes: Criminals have always understood how to manipulate emotions. That’s been true for thousands of years. What has changed is technology. They can now scale those tactics, personalize them and reach millions of people. Nearly every successful scam includes three ingredients: an unexpected contact, a heightened emotional response and a sense of urgency that pressures people to act before they have time to think.

WHY DO SCAMS SEEM TO TARGET OLDER ADULTS?

Kathy Stokes: The biggest misconception is that scams only happen because older adults experience cognitive decline or aren’t tech savvy. That’s simply not true. Older adults are targeted because that’s where much of the accumulated wealth is. But criminals are targeting everyone. The danger of believing it’s only an older adult problem is that everyone else lets their guard down.

WHAT ARE THE BIGGEST RED FLAGS PEOPLE SHOULD WATCH FOR?

Kathy Stokes: If you don’t recognize the number, let it go to voicemail. Even answering for a few seconds tells scammers they’ve reached a real person, making your number more valuable and more likely to be sold to other criminals.

Matt Mizenko: If something feels urgent, emotional or too good to be true, slow down. Don’t be afraid to hang up and verify the situation yourself by calling a trusted number. Whether it’s a grandchild in trouble or someone claiming to be from your bank, take a step back before acting.

HOW SHOULD FAMILIES TALK ABOUT SCAMS WITH OLDER LOVED ONES?

Kathy Stokes: Simply telling someone not to answer the phone or click suspicious links isn’t enough. Give them context. Explain that fraud is now one of the biggest crimes in the country and that families need to protect one another. Make it an ongoing conversation where everyone shares new scams they learn about rather than treating it as a lecture.